Loyalty Status: New Credit Card Accounts are opened with Silver status. Purchases on your Macy’s Credit Card at Macy’s in the previous full calendar year, less returns, credits, discounts, and adjustments, will be used to calculate your Status for the next year. Macy's Credit Card accounts will be upgraded to Gold status 7 days after spending $500-$1,199 at Macy’s on their Macy’s Credit Card. Macy's Credit Card accounts will be upgraded to Platinum status 7 days after spending $1,200 or more. Accounts that are upgraded will remain at that level for the remainder of the current calendar year as well as the next full calendar year.

5% Back in Rewards, No Merchandise Exclusions: Macy’s Credit Card accounts with Platinum status earn 5 points per $1 spent on Rewards Earning Purchases at Macy’s, Macy’s Backstage and macys.com with a Macy’s Credit Card, less returns, credits, discounts and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s Gift Cards, purchases made at restaurants inside Macy’s, on Beauty Box subscription services, in any department that does not use a Macy’s point of sale register, on services, fees, sales tax, when redeeming Star Money, Macy's Rewards Cards or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued.

Free Shipping with No Minimum Purchase: Offer applies to standard shipping to one location in the continental U.S. and may be applied to premium or overnight shipping for an upgrade fee. A $10 shipping surcharge on domestic orders applies to customers living outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, North Mariana Islands, Palau and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card account with Gold or Platinum status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply.

Star Pass Coupons: Exclusions apply and are disclosed on each Star Pass. We must have your current address and you must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare Star Pass mailings.

Perks and Offers: From time to time, Macy's Cardholders and Non-Cardholders may receive perks and offers when they shop with their Account or membership. The value of each perk and offer may differ and there is no guarantee of a certain number. Purchase may be required and perks and offers may be good for a limited time.

Birthday Surprise: The primary Cardholder on an account and Bronze members will receive a birthday surprise during their birthday month. The value of the birthday surprise may vary for each member. Purchase may be required. To receive a birthday surprise, you must have made a purchase at Macy’s or macys.com on your account or with your membership in the past 12 months. We must have your current address and you must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare Birthday mailings. You may need to visit a Macy’s store to receive your birthday surprise.

Star Money Days: On Star Money Days, Macy's Cardholders with any status and, during select Star Money Days, Bronze members may earn points on Macy’s purchases at a level as described at the time an offer is made. Macy’s is under no obligation to offer any particular number of Star Money Days.

3%-2%-1% Out of Store Rewards: Get 3 points per $1 spent at restaurants. Restaurants are defined as stand-alone merchants in the U.S. that primarily serve food. Purchases made at a restaurant located within another establishment will not qualify for points. Get 2 points per $1 spent at gas stations and supermarkets. Gas Stations are defined as stand-alone merchants in the U.S. that primarily sell gasoline. Superstores, supermarkets, convenience stores and warehouse clubs that sell gasoline are not considered gas stations. Supermarkets are defined as stand-alone merchants in the U.S. primarily selling supermarket products, excluding superstores and warehouses. Macy’s American Express Cardholders will receive 1 point per $1 spent on all other qualifying purchases made when using the Macy’s American Express Card outside of Macy’s. The following transactions do not earn points when using the Macy’s American Express Card outside of Macy’s: cash advances, money orders and other cash equivalents. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for points.

Exclusive Access: Offer valid in select cities. During the specified sales period, tickets are available to all Macy’s American Express® Cardholders. Tickets must be purchased with a Macy’s American Express Card. Standard service charges apply. Offer is subject to availability.  Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Cardholders with disabilities.

Macy’s may change or terminate the program at its discretion without notice. Your Macy’s Credit Card account must be open and not delinquent to receive benefits. See the Macy’s Star Rewards Terms & Conditions at macys.com/starrewardsterms for complete details.