Learn and Apply disclosures

New account Discount: Subject to credit approval. The new account discount (the “Discount”) is valid on merchandise purchases made at Macy’s, Macy’s Backstage and macys.com the day you are approved and the following day and charged on your new Macy’s account. The Discount cannot be combined with other discount offers except where indicated and it may not be applied to previous purchases. The discount does not apply to services, select licensed departments, Gift Cards, restaurants, gourmet food and wine. The discount savings is limited to a total of $100 on your purchases over the two days. Applicants must qualify for immediate approval to receive the Discount; applications requiring further processing will not receive the Discount. Employees of Macy’s, Inc. are not eligible. For your convenience and record keeping, the Discount will appear on your statement. It will not appear on your register receipts or during checkout on macys.Com.

Loyalty Status: New Accounts are opened with Silver status. Accounts will be upgraded to Gold status 30 days after spending $500-$1199 at Macy’s on their Macy’s Credit Card. Accounts will be upgraded to Platinum status 30 days after spending $1,200 or more. Accounts that are upgraded will remain at that level for the remainder of the current calendar year as well as the next full calendar year. Your Macy’s account must be open and not delinquent to receive benefits. See the terms and conditions at macys.com/starrewards for details.

Star Pass coupons: Exclusions apply and are disclosed on each Star Pass. You must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare Star Pass mailing. If you have opted out of we do not have your current address then you forfeit those mailing. The number, method of distribution, expiration dates, eligible purchases and discount value of these benefits may vary.

Free Shipping with no minimum purchase: Offer applies to standard shipping to one location in the continental U.S. and may be applied to premium or overnight shipping for an upgrade fee. Shipping offer does not apply to furniture, mattresses, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card Account with Gold or Platinum status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply. When shipping to multiple addresses, only shipping to the first address will qualify for free shipping; shipping fees will apply to all other addresses.

5% back in rewards no merchandise exclusions: Macy’s accounts with Platinum status earn 5 points per $1 spent on qualifying purchases at Macy’s, macys.com, and Macy’s Backstage with their Macy’s Credit Card, less discounts and adjustments. Points are not earned on Macy’s Gift Cards, purchases made outside of Macy’s, purchases made at restaurants inside Macy’s, on Beauty Box subscription services, in any department that does not use a Macy’s point of sale register, on services, fees, sales tax, when redeeming Star Money or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Card in the virtual wallet.