Benefit Page Exclusions

Loyalty Status: New Accounts are opened with Silver status. Accounts will be upgraded to Gold status 30 days after spending $500-$1199 at Macy’s on their Macy’s Credit Card. Accounts will be upgraded to Platinum status 30 days after spending $1,200 or more. Accounts that are upgraded will remain at that level for the remainder of the current calendar year as well as the next full calendar year. Your Macy’s account must be open and not delinquent to receive benefits. See the terms and conditions at macys.com/starrewards for details.

5% back in rewards no merchandise exclusions: Macy’s accounts with Platinum status earn 5 points per $1 spent on qualifying purchases at Macy’s, macys.com, and Macy’s Backstage with their Macy’s Credit Card, less discounts and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s Gift Cards, purchases made at restaurants inside Macy’s, on Beauty Box subscription services, in any department that does not use a Macy’s point of sale register, on services, fees, sales tax, when redeeming Star Money or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Card in the virtual wallet.

Free Shipping with no minimum purchase:
Offer applies to standard shipping to one location in the continental U.S. and may be applied to premium or overnight shipping for an upgrade fee. Shipping offer does not apply to furniture, mattresses, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card Account with Gold or Platinum status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply. When shipping to multiple addresses, only shipping to the first address will qualify for free shipping; shipping fees will apply to all other addresses.

Birthday: Exclusions apply. These offers cannot be redeemed at Macy’s Backstage or used on Last Act merchandise. You must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare the Birthday mailing. If you have opted out of we do not have your current address then you forfeit those mailing.

Star Pass coupons: Exclusions apply and are disclosed on each Star Pass. You must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare Star Pass mailing. If you have opted out of we do not have your current address then you forfeit those mailing. The number, method of distribution, expiration dates, eligible purchases and discount value of these benefits may vary.

Plenti points at Restaurants, gas stations and supermarkets- Restaurants are defined as stand-alone merchants in the U.S. that primarily serve food. Purchases made at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino, event venue or retail store) may be recognized as purchases at that other establishment, and not at a restaurant, and will not qualify for additional points. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for 3 Plenti points per $1 spent. Gas Stations are defined as stand-alone merchants in the U.S. that primarily sell gasoline. Superstores, supermarkets, convenience stores and warehouse clubs that sell gasoline are not considered gas stations. Supermarkets are defined as standalone merchants in the U.S. primarily selling supermarket products, excluding superstores and warehouses. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for 2 Plenti points per $1 spent. In addition to points earned by using a linked Macy’s American Express Card, Plenti members can earn even more points on the same transaction at certain Plenti partner locations by showing their Plenti rewards card. Linking required. See a Sales Associate or visit macys.com/plenti to link.

Plenti Points Linking- Linking required to earn Plenti points outside of Macy’s, macys.com, and Macy’s Backstage for Macy’s American Express Cardholders. See a Sales Associate or visit macys.com/plenti for details on linking your Plenti rewards card.

Plenti Points Everyday
- All customers enrolled in Plenti are eligible to earn Plenti points on qualifying purchases at Macy’s, macys.com, and Macy's Backstage ("Macy's Branded Stores") by showing a Plenti rewards card or using a linked Macy's Credit Card. However, if a form of payment other than a Macy’s Credit Card is used, including a virtual wallet, customers will receive 1 Plenti point for every $10 spent on qualifying purchases. Customers who make a purchase at Macy's Branded Stores and pay with a Macy's Credit Card and show a Plenti rewards card will receive 1 Plenti point for every $1 spent on qualifying purchases. For purchases at Macy's Branded Stores, Plenti points are calculated on the cost of each qualifying item in a purchase, reduced by any sales tax, coupon or discount savings applicable to that item. Plenti points cannot be earned on purchases of Macy’s Gift Cards, subscription services, charitable fees and purchases, or payments and credits on any Macy’s accounts. Points cannot be earned on Macy’s fees and services or at restaurants/food services, departments that do not use Macy's point of sale system or on purchases made at locations that are closing (“going out of business” sales). Plenti points will not be earned on purchases from the following leased departments: Louis Vuitton, Burberry, Longchamp and Gucci. Points cannot be earned on macys.com purchases shipped outside the U.S. unless the purchase is made with a linked Macy’s American Express Card. Macy’s American Express Cardholders who are enrolled in Plenti and link their Plenti rewards card to their Macy’s American Express account will receive 1 Plenti point for every qualifying $1 spent on the Macy’s American Express Card outside of Macy's Branded Stores. The following transactions do not earn Plenti points when using the Macy’s American Express Card outside of Macy’s: cash advances, money orders, and other cash equivalent transactions, lottery tickets, and pari-mutuel betting and casino gambling. American Express Cards are not presently accepted for the purchase of bets, lottery tickets or casino gaming chips. Plenti points cannot be used on the following at Macy’s: gift cards, subscription services, certificates or cash equivalent, payments on any account including a Macy’s account, restaurants/food service establishments within Macy’s stores that do not use Macy’s point of sale registers, catering, store services, going out of business sales, and merchandise or services purchased at point of sale locations not owned by Macy’s. Plenti is a U.S. rewards program operated by U.S. Loyalty, a division of American Express Travel Related Services Company, Inc. You must be fully enrolled and have at least 200 points to use points. U.S. residents can enroll at macys.com/plenti. Points have no monetary value. On December 31 each year, any points that are at least two years old will expire. Participating Plenti partners and offers are subject to change without notice and are subject to geographic availability, location exclusions and additional terms. All rights reserved. All trademarks are property of their respective owners. For full Terms & Conditions, see plenti.com/terms and for a complete list of exclusions, see a Sales Associate or visit macys.com/plenti.

Special Deals:
By responding to these offers, you will be disclosing your credit card account number to a company outside the Citigroup family of companies. Macy’s cards are issued by Department Stores National Bank (“DSNB”). DSNB is not responsible for products and services offered by other companies.

Exclusive Amex Offers:
You must register your eligible American Express Card at http://www.amexoffers.com/macys to participate and use a Facebook or Twitter account to access these offers. Program terms apply, offer terms will vary. See program website for details

Get it all without the Fee:
As of September 1, 2017, APR 26.24% (rates may vary with the market based on the Prime Rate). Minimum Interest Charge for the Macy’s American Express Card: $2.00. Cash Advance Fee: The greater of $5.00 or 4% of the amount of each cash advance. Foreign Transaction fee: 3% of each purchase transaction in U.S. dollars. See Credit Card Agreement for details.

Travel Benefits Macy’s Travel Benefits brought to you by American Express with offers from participating American Express merchants. Travel Benefits program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Complete terms and conditions are available at www.macyspreferredtravel.com.