Earn more everywhere you go when you use your
Macy’s American Express® Card outside of Macy’s.

Whether you're picking up the tab, filling the tank or keeping the fridge stocked, you're always racking up rewards.


Gas Stations & Supermarkets

Everywhere Else

1,000 points = $10 in Star Money
Rewards go toward Star Money that you can use on anything at Macy's except Gift Cards, services & fees.
See below for details & limitations.

Enjoy travel and entertainment benefits, too!

Get presale tickets to Broadway shows, sporting events and concerts.

Explore Entertainment Access

See below for details.

Unlock special travel upgrades and savings when you use your Macy's American Express Card.

Explore Travel Benefits

See below for details.

Track Star Money Progress (& get tons of style inspo!) on the Macy's app.

Download it today!

3.2.1% Rewards: Get 3 points per $1 spent on your Macy’s American Express Card at restaurants. Restaurants are defined as stand-alone merchants in the U.S. that primarily serve food. Purchases made at a restaurant located within another establishment will not qualify for points. Get 2 points per $1 spent on your Macy’s American Express Card at gas stations and supermarkets. Gas Stations are defined as stand-alone merchants in the U.S. that primarily sell gasoline. Superstores, supermarkets, convenience stores and warehouse clubs that sell gasoline are not considered gas stations. Supermarkets are defined as stand-alone merchants in the U.S. primarily selling supermarket products, excluding superstores and warehouses. Macy’s American Express Cardholders will receive 1 point per $1 spent on all other qualifying purchases made when using the Macy’s American Express Card outside of Macy’s. The following transactions do not earn points when using the Macy’s American Express Card outside of Macy’s: cash advances, money orders and other cash equivalents. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for points.

Star Money Rewards: Once you accumulate 1,000 points, a $10 Star Money reward will be issued. Star Money may be used to purchase merchandise at Macy’s, Macy’s Backstage or Star Money may not be exchanged for cash, used to purchase Macy’s Gift Cards, used for services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), used in any department that does not use a Macy’s point of sale register, used for any purchase that will be shipped outside the U.S. or used as payment on any credit account. To redeem a Star Money reward on orders of furniture and mattresses on, you must call Macy’s Customer Service. Star Money may not be redeemed in a Macy’s store if you use an electronic wallet or self-checkout. Star Money is valid for 30 calendar days from issuance. Purchases made solely with Star Money will not receive discounts available with cardholder savings offers which require payment with a Macy’s Credit Card. If your Macy’s Credit Card Account is closed by you or us, or you fail to make a qualifying purchase on your Macy’s Credit Card account during any consecutive 12-month period, all points and any unused Star Money will be forfeited.

Entertainment Access: Offer valid in select cities. During the specified sales period, tickets are available to all Macy's American Express® Cardholders. Tickets must be purchased with a Macy's American Express Card. Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Cardholders with disabilities.

Travel Benefits: Macy's Travel Benefits brought to you by American Express with offers from participating American Express merchants. Travel Benefits program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Complete terms and conditions are available at

Macy’s may change or terminate the program at its discretion without notice. Your Macy’s Credit Card account must be open and not delinquent to receive benefits. See the Macy’s Star Rewards Terms & Conditions at for complete details.

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.

Apple, the Apple logo, Apple Pay and IPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.