It’s how we
love you back

Choose how to become a member

Join for free &
pay any way you'd like

Bronze members score major perks.

Join Now

Open a Macy’s Card and&
get
25% off today &and tomorrow1

Up to a total of $100 over the two days.
Subject to credit approval.

Apply Now

Rewards that
are
just your style

Go Bronze and pay your way, or earn
more by applying for a Macy’s Card.

Non-Cardholders

Bronze

Pay any way
you want

Cardholders2

Silver

$1 - $499/
year spent at Macy’s with your Macy’s Card

Gold

$500 - $1,199/
year spent at Macy’s with your Macy’s Card

Platinum

$1,200+/
year spent at Macy’s with your Macy’s Card

Bronze membership
means great perks

Join For Free

back in rewards (that’s 1 point per $1 spent)3

on Macy’s purchases except Gift Cards, services & fees

Star Money Bonus Days7

Special shopping days to rack up rewards faster

Perks & Offers8

Exclusive offers, bonus points on top brands & more

Birthday Surprise9

Unwrap a little something special every year

Or open a Macy’s Card
& join at Silver status

Silver cardholder spend/year
at Macy’s: $1-$4992

Subject to credit approval.

Apply Now

back in rewards (that’s 2 points per $1 spent)4

on Macy’s purchases except Gift Cards, services & fees

25% off Star Passes10

Cardholder-exclusive savings just for you

Star Money Bonus Days7

Special shopping days to rack up rewards faster

Perks & Offers8

Exclusive offers, bonus points on top brands & more

Birthday Surprise9

Unwrap a little something special every year

The more you shop, the
closer you’ll get to Gold

Gold cardholder spend/year
at Macy’s: $500-$1,1992

back in rewards (that’s 3 points per $1 spent)5

on Macy’s purchases except Gift Cards, services & fees

Free Shipping at Macy’s11

every day, no minimum, with your Macy’s Card

25% off Star Passes10

Cardholder-exclusive savings just for you

Star Money Bonus Days7

Special shopping days to rack up rewards faster

Perks & Offers8

Exclusive offers, bonus points on top brands & more

Birthday Surprise9

Unwrap a little something special every year

And once you hit Platinum,
top-tier perks are yours

Platinum cardholder spend/year
at Macy’s: $1,200+2

back in rewards (that’s 5 points per $1 spent)6

on Macy’s purchases except Gift Cards, services & fees

Free Shipping at Macy’s11

every day, no minimum, with your Macy’s Card

25% off Star Passes10

Cardholder-exclusive savings just for you

Star Money Bonus Days7

Special shopping days to rack up rewards faster

Perks & Offers8

Exclusive offers, bonus points on top brands & more

Birthday Surprise9

Unwrap a little something special every year

With a Macy’s American Express®Card, get all of the above & more

Only for Silver, Gold & Platinum cardholders
It’s the most rewarding way to shop:
earn outside of Macy’s, too12

back in rewards at restaurants including delivery

That’s 3 points per $1 spent

back in rewards at gas stations & supermarkets

That’s 2 points per $1 spent

back in rewards everywhere else

That’s 1 point per $1 spent everywhere American Express
Cards are welcome

Amex Offers13

Save with special offers on
shopping, dining, travel & more.

Check It Out

Entertainment Benefits1415

Your card could be the ticket to a new show.

Entertainment Access

All your points add up to Star Money

1,000

Points

=

$10

Star Money

Once you earn a $10 reward,16you can use it instantly on anything at Macy’s—just spend it within 30 days!
(Earning & spending rewards excludes Gift Cards, services & fees.)
Find Out More

And want to rack up points even faster?
Just shop during

STAR MONEY
BONUS DAYS

It’s a members-only time to earn bonus points
—& get to your next reward quicker!
Find Out More Check It Out

Your guide to all
things
Star Rewards

Let us break it down for you.

Bronze

Silver

Gold

Platinum

All members get:

Bronze
Silver
Gold
Platinum

Rewards on Macy’s purchases

Star Money Bonus Days

Birthday Surprise

Perks & Offers

Cardholders can unlock:

25% off with Star Passes

Free Shipping at Macy’s

Macy’s American Express Cardholders
get more outside of Macy’s:

back in rewards at restaurants & on food delivery

back in rewards at gas stations & supermarkets

back in rewards everywhere else

Travel & entertainment benefits

Amex Offers

See the full Star Rewards Terms & Conditions

Get the exclusions & details here:

1New Account Discount:

Subject to credit approval. The new Credit Card discount (the "Discount") is valid on merchandise purchases made at Macy’s, Macy’s Backstage, and macys.com the day you are approved and the following day, and charged on your new Macy’s Credit Card. The Discount is limited to a total of $100 over the two days. The Discount cannot be combined with other discount offers except where indicated, and it may not be applied to previous purchases. The Discount does not apply to services, select licensed departments, Apple products, smart watches/jewelry and select tech accessories, Gift Cards, restaurants, gourmet food, and wine. Applicants must qualify for immediate approval to receive the Discount; applications requiring further processing will not receive the Discount. Discount does not apply to upgrades of a Macy’s Credit Card to a Macy’s American Express Card. Employees of Macy’s, Inc. are not eligible. For your convenience and record keeping, the Discount will appear on your statement. It will not appear on your register receipts or during checkout on macys.com.

2Loyalty Status:

New Credit Cards are opened with Silver status. Purchases on your Macy’s Credit Card at Macy’s in the previous full calendar year, less returns, credits, discounts, and adjustments, will be used to calculate your status for the next year. Macy’s Credit Cards will be upgraded to Gold status 7 days after spending $500-$1,199 at Macy’s on your Macy’s Credit Card. Macy’s Credit Cards will be upgraded to Platinum status 7 days after spending $1,200 or more. Credit Cards that are upgraded will remain at that level for the remainder of the current calendar year.

31% Back in Rewards (Bronze):

Star Rewards members with Bronze status earn 1 point per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage and macys.com, less returns, credits, discounts, and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s Gift Cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s Gift Cards, or when paying with a virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

42% Back in Rewards (Silver):

Macy’s Credit Cards with Silver status earn 2 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys.com with a Macy’s Credit Card, less returns, credits, discounts and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s Gift Cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

53% Back in Rewards (Gold):

Macy’s Credit Cards with Gold status earn 3 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys.com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s Gift Cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

65% Back in Rewards (Platinum):

Macy’s Credit Cards with Platinum status earn 5 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys.com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s Gift Cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued that is valid for 30 days. Star Money expires 30 days after issuance.

7Star Money Bonus Days:

On Star Money Bonus Days, Star Rewards members with the designated loyalty status or statuses may earn points on Macy’s purchases at a level as described at the time an offer is made. Macy’s is under no obligation to offer any particular number of Star Money Bonus Days.

8Perks & Offers:

From time to time, Macy’s Cardholders and Bronze members may receive perks and offers when they shop with their Macy’s Credit Card or Star Rewards membership. The value of each perk and offer may differ and there is no guarantee of a certain number. Purchase may be required and perks & offers may be good for a limited time.

9Birthday Surprise:

The primary Cardholder on a Macy’s Credit Card and Bronze members will receive a birthday surprise during their birthday month. The value of the birthday surprise may vary for each member. Purchase may be required. To receive a birthday surprise, you must have made a purchase at Macy’s or macys.com on your account or with your membership in the past 12 months. We must have your current address and you must not have opted out of receiving marketing mail from Macy’s as of the date we prepare birthday mailings. You may need to visit a Macy’s store to receive your birthday surprise.

10Star Pass Coupons:

Exclusions apply and are disclosed on each Star Pass. We must have your current address and you must not have opted out of receiving marketing mail from Macy’s as of the date we prepare Star Pass mailings.

11Free Shipping:

Offer applies to standard shipping to one location in the contiguous U.S. and may be applied to premium or overnight shipping for an upgrade fee. A $10 shipping surcharge on domestic orders applies to customers living outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, North Mariana Islands, Palau, and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free Shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card with Gold or Platinum status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply.

123.2.1% OOS Rewards:

Get 3 points per $1 spent on your Macy’s American Express Card at restaurants. Restaurants are defined as stand-alone merchants in the U.S. that primarily serve food. Purchases made at a restaurant located within another establishment will not qualify for points. Get 2 points per $1 spent on your Macy’s American Express Card at gas stations and supermarkets. Gas stations are defined as stand-alone merchants in the U.S. that primarily sell gasoline. Superstores, supermarkets, convenience stores, and warehouse clubs that sell gasoline are not considered gas stations. Supermarkets are defined as stand-alone merchants in the U.S. primarily selling supermarket products, excluding superstores and warehouses. Macy’s American Express Cardholders will receive 1 point per $1 spent on all other qualifying purchases made when using the Macy’s American Express Card outside of Macy’s. The following transactions do not earn points when using the Macy’s American Express Card outside of Macy’s: cash advances, money orders, and other cash equivalents. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for points.

13Amex Offers:

American Express Travel Related Services Company Inc. is solely responsible for these offers, and is not affiliated with Macy’s Inc., Department Stores National Bank, or their affiliates. All offers are subject to terms and conditions. Visit www.amexoffers.com/partnerterms for details.

14Travel Benefits:

Macy’s Travel Benefits brought to you by American Express with offers from participating American Express merchants. Travel Benefits program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Complete terms and conditions are available at www.macyspreferredtravel.com

15Entertainment Access:

Offer valid in select cities. During the specified sales period, tickets are available to all Macy’s American Express Cardholders. Tickets must be purchased with a Macy’s American Express Card. Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Cardholders with disabilities.

16Star Money Rewards:

Once you accumulate 1,000 points, a $10 Star Money reward will be issued. Star Money may be used to purchase merchandise at Macy’s, Macy’s Backstage, or macys.com. Star Money may not be exchanged for cash, used to purchase Macy’s Gift Cards, used for services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), used in any department that does not use a Macy’s point of sale register, used for any purchase that will be shipped outside the U.S., or used as payment on any credit account. To redeem a Star Money reward on orders of furniture and mattresses on macys.com, you must call Macy’s Customer Service. Star Money may not be redeemed in a Macy’s store if you use an electronic wallet or self-checkout. Star Money is valid for 30 calendar days from issuance. Purchases made solely with Star Money will not receive discounts available with cardholder savings offers, which require payment with a Macy’s Credit Card. If your Macy’s Credit Card Account is closed by you or us, or you fail to make a qualifying purchase on your Macy’s Credit Card account during any consecutive 12-month period, all points and any unused Star Money will be forfeited.

Macy’s may change or terminate the program at its discretion without notice. Your Macy’s Credit Card account must be open and not delinquent to receive benefits. See the Macy’s Star Rewards Terms & Conditions at  macys.com/starrewardsterms for complete details.

Credit Card account must be open and not delinquent to receive benefits. See the Macy’s Star Rewards Terms & Conditions at macys.com/starrewardsterms for complete details.

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy’s American Express Card program is issued and administered by Department Stores National Bank.