Loyalty Status:
New Credit Cards are opened with Silver status. Purchases on your Macy’s Credit Card at Macy’s in the previous full calendar year, less returns, credits, discounts, and adjustments, will be used to calculate your Status for the next year. Macy’s Credit Cards will be upgraded to Gold status 7 days after spending $500-$1,199 at Macy’s on your Macy’s Credit Card. Macy’s Credit Cards will be upgraded to Platinum status 7 days after spending $1,200 or more. Credit Cards that are upgraded will remain at that level for the remainder of the current calendar year.

1 Point per $1 Spent (Bronze):
Star Rewards members with Bronze status earn 1 point per $1 spent on Rewards Earning Purchases at Macy’s, Macy’s Backstage and macys.com, less returns, credits, discounts, and adjustments. Points are not earned: on Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), fees, or sales tax; on purchases made outside of Macy’s or in any department that does not use a Macy’s point of sale register; or when redeeming Star Money, Macy’s Rewards Cards, or Macy’s gift cards. Every time 1,000 points are accumulated, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

2 Points per $1 Spent (Silver):
Macy’s Credit Cards with Silver status earn 2 points per $1 spent on Rewards Earning Purchases at Macy’s, Macy’s Backstage and macys.com with a Macy’s Credit Card, less returns, credits, discounts and adjustments. Points are not earned: on Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), fees, or sales tax; on purchases made outside of Macy’s or in any department that does not use a Macy’s point of sale register; when redeeming Star Money, Macy’s Rewards Cards, or Macy’s gift cards; or when paying with a virtual wallet other than Macy's Pay, even if you’re using a Macy’s Credit Card in the virtual wallet. Every time 1,000 points are accumulated, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

3 Points per $1 Spent (Gold):
Macy’s Credit Cards with Gold status earn 3 points per $1 spent on Rewards Earning Purchases at Macy’s, Macy’s Backstage and macys.com with a Macy’s Credit Card, less returns, credits, discounts and adjustments. Points are not earned: on Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), fees, or sales tax; on purchases made outside of Macy’s or in any department that does not use a Macy’s point of sale register; when redeeming Star Money, Macy’s Rewards Cards, or Macy’s gift cards; or when paying with a virtual wallet other than Macy's Pay, even if you’re using a Macy’s Credit Card in the virtual wallet. Every time 1,000 points are accumulated, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

5 Points per $1 Spent (Platinum):
Macy’s Credit Cards with Platinum status earn 5 points per $1 spent on Rewards Earning Purchases at Macy’s, Macy’s Backstage and macys.com with a Macy’s Credit Card, less returns, credits, discounts and adjustments. Points are not earned: on Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), fees, or sales tax; on purchases made outside of Macy’s or in any department that does not use a Macy’s point of sale register; when redeeming Star Money, Macy’s Rewards Cards, or Macy’s gift cards; or when paying with a virtual wallet other than Macy's Pay, even if you’re using a Macy’s Credit Card in the virtual wallet. Every time 1,000 points are accumulated, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

Star Money Bonus Days:
On Star Money Bonus Days, Star Rewards members with the designated loyalty status or statuses may earn points on Macy’s purchases at a level as described at the time an offer is made. Macy’s is under no obligation to offer any particular number of Star Money Bonus Days.

Birthday Surprise:
Birthday Surprise: The primary Cardholder on a Macy’s Credit Card and Bronze members will receive a birthday surprise during their birth month. The value of the birthday surprise may vary for each member. Purchase may be required. To receive a birthday surprise, you must have made a purchase at Macy’s or macys.com on your account or with your membership in the past 12 months. We must have your current address and you must not have opted out of receiving marketing mail from Macy’s as of the date we prepare Birthday mailings. You may need to take further action to claim your birthday surprise, such as applying a code at checkout or presenting a barcode in-store. Refer to the email or your Macy’s Wallet for specific instructions. You may need to visit a Macy’s store to receive your birthday surprise.

Member Exclusive Offers:
From time to time, Macy’s Cardholders and Bronze members may receive member-exclusive perks and offers when they shop with their Macy’s Credit Card or Star Rewards membership. The value of each perk and offer may differ and there is no guarantee of a certain number. Purchase may be required and perks and offers may be good for a limited time.

Star Pass Coupons:
Exclusions apply and are disclosed on each Star Pass. We must have your current address and you must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare Star Pass mailings.

Free Shipping with $39+ Purchase (Bronze): Offer applies to standard shipping for purchases made to one location in the contiguous U.S. and may be applied to premium or overnight shipping or same-day delivery for an upgrade fee for purchases made by Bronze members or by Silver, Gold, or Platinum Star Rewards members when using a payment method other than a Macy’s credit card. To receive free shipping offer, members must identify themselves as Star Rewards members using a registered phone number or by presenting a Macy's credit card when shopping in-store, or by signing in to a macys.com account linked to their Star Rewards membership when shopping online. Minimum required spend excludes gift wrap charges, purchases of gift cards, and tax. A $10 shipping surcharge on domestic orders applies to purchases shipped outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, Northern Mariana Islands, Palau and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another Macy’s store. Certain items bear a shipping surcharge, which will still apply.

Free Shipping with $25+ Purchase (Silver):
Offer applies to standard shipping for purchases made with a Macy's Credit Card with Silver status or a Star Rewards membership to one location in the contiguous U.S. and may be applied to premium or overnight shipping or same-day delivery for an upgrade fee. Minimum required spend excludes gift wrap charges, purchases of gift cards and tax. A $10 shipping surcharge on domestic orders applies to purchases shipped outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, Northern Mariana Islands, Palau and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card with Silver status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply.

Free Shipping (Gold & Platinum):
Offer applies to standard shipping for purchases made with a Macy's Credit Card with Gold or Platinum status to one location in the contiguous U.S. and may be applied to premium or overnight shipping or same-day delivery for an upgrade fee. A $10 shipping surcharge on domestic orders applies to purchases shipped outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, Northern Mariana Islands, Palau and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card with Gold or Platinum status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply.

Star Money Rewards:
Once you accumulate 1,000 points, a $10 Star Money reward will be issued. Star Money may be used to purchase merchandise at Macy's, Macy’s Backstage, or macys.com, but can't be exchanged for cash or used: to purchase Macy's gift cards; for services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.); in any department that doesn't use a Macy's point of sale register; for any purchase that will be shipped outside the U.S.; or as payment on any credit account. To redeem a Star Money reward on orders of furniture and mattresses on macys.com, you must call Macy’s Customer Service. Star Money may not be redeemed when paying with a Macy’s Credit Card in a Macy’s store if you use an electronic wallet other than Macy’s Pay. Star Money cannot be redeemed in self-checkout. Star Money is valid for 30 calendar days from issuance. Purchases made solely with Star Money will not receive discounts available with cardholder savings offers which require payment with a Macy’s Credit Card. Except as prohibited by law, if your Macy’s Credit Card or Star Rewards membership is closed by you or us, or you fail to make a qualifying purchase on your Macy’s Credit Card or Star Rewards membership during any consecutive 12-month period, all points and any unused Star Money will be forfeited. Additional terms and conditions apply; see macys.com/starrewards for complete program details.