No interest if paid in full within 12 months* on furniture & mattress purchases of $499 or more with your Macy’s Credit Card. Interest will be charged to your account from the purchase date if the purchase is not paid in full within 12 months. Valid 2/16/21- 7/11/21. PLUS NO DOWN PAYMENT. *With credit approval for qualifying purchases made on the Macy’s Credit Card. Minimum payments required. As of 03/19/20, Purchase APR: variable 23.13-25.24% or non-variable 16.59-23.99%. Minimum interest charge: up to $2.00. See the Credit Card Agreement for your account for details, including the APR applicable to you. Offer valid for consumer accounts in good standing and is subject to change without notice. See store for details.