STAR REWARDS

How we love you back

Join for free!
Pay any way
you like & score
major perks

Join Now

Open a Macy’s Card
and get 20% off
today & tomorrow1

up to a total of $100 over the two
days. Subject to credit approval.

Apply Now

You love a good spree.
Make it count with these members-only benefits at Macy’s2:

Bronze

Free to join!
Pay any way you want.

Earn 1 point per $1 spent3

Silver

$1-$499
Annual spend at Macy’s with a Macy’s Card.

Earn 2 points per $1 spent4

Gold

$500-$1,199
Annual spend at Macy’s with a Macy’s Card.

Earn 3 points per $1 spent5

Platinum

$1,200+
Annual spend at Macy’s with a Macy’s Card.

Earn 5 points per $1 spent6

Bronze

Free to join!
Pay any way you want.

Silver

$1-$499
Annual spend at Macy’s with a Macy’s Card.

Gold

$500-$1,199
Annual spend at Macy’s with a Macy’s Card.

Platinum

$1,200+
Annual spend at Macy’s with a Macy’s Card.

Points on
Macy’s purchases

Even on top brands,
including beauty!
Excludes gift cards,
services & fees.

1

point per
$1 spent3

2

points per
$1 spent4

3

points per
$1 spent5

5

points per
$1 spent6

Star Money
Bonus Days7

Shop during this
exclusive
time to earn
rewards faster.

Birthday
Surprise8

We’ll send a little
something
sweet to
celebrate you.

Member Exclusives9

Earn bonus points
when you shop brands
you love & more.

Star Passes10

We’re talking special
savings,
just for
cardholders.

Free Shipping,
At $2511

with your Bronze
membership
or card
at Macy’s

Free Shipping,
no minimum12

With your card
at Macy’s.

With a Macy’s American Express® Card,
get all of the above & more

You’ll earn
everywhere
you go with a
Macy’s American
Express Card
(yup, even outside of Macy’s!)

3 points per $1 spent
at restaurants, including
delivery13
2 points per $1 spent
at gas stations & supermarkets13
1 point per $1 spent
everywhere else13
Travel &
entertainment benefits14,15
Unlock exclusive travel & entertainment
benefits with your card.
Check It Out
Amex Offers16
Save with special offers on
shopping,
dining & more.

See the full Star Rewards Terms & Conditions

Points

Star Money

1,000 = $10

Shop, rack up points &
get Star Money to spend instantly!

Once you earn a Star Money reward,17 you can use it on anything at Macy’s except gift cards, services & fees.
Just use it within 30 days!

Exclusions & Details

Want to earn points even
faster?
Don’t miss
Star Money Bonus Days

Find Out More

Tap into your rewards &
more
in the Macy’s app

Get the exclusions
& details here:

1 New Account Discount:
Subject to credit approval. The new Credit Card discount (the “Discount”) is valid on merchandise purchases made at Macy’s, Macy’s Backstage, and macys.com the day you are approved and the following day, and charged on your new Macy’s Credit Card. The Discount is limited to a total of $100 over the two days. The Discount cannot be combined with other discount offers except where indicated, and it may not be applied to previous purchases. The Discount does not apply to services, select licensed departments, Apple products, smart watches/jewelry and select tech accessories, gift cards, restaurants, gourmet food, and wine. Applicants must qualify for immediate approval to receive the Discount; applications requiring further processing will not receive the Discount. Discount does not apply to upgrades of a Macy’s Credit Card to a Macy’s American Express Card. Employees of Macy’s, Inc. are not eligible. For your convenience and record keeping, the Discount will appear on your statement. It will not appear on your register receipts or during checkout on macys.com

2 Loyalty Status:
New Credit Cards are opened with Silver status. Purchases on your Macy’s Credit Card at Macy’s in the previous full calendar year, less returns, credits, discounts, and adjustments, will be used to calculate your status for the next year. Macy’s Credit Cards will be upgraded to Gold status 7 days after reaching a net spend of $500-$1,199 at Macy’s on your Macy’s Credit Card. Macy’s Credit Cards will be upgraded to Platinum status 7 days after reaching a net spend of $1,200 or more. Credit Cards that are upgraded will remain at that level for the remainder of the current calendar year.

3 1 Point per $1 Spent (Bronze):
Star Rewards members with Bronze status earn 1 point per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage and macys.com, less returns, credits, discounts and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s gift cards, or when paying with a virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

4 2 Points per $1 Spent (Silver):
Macy’s Credit Cards with Silver status earn 2 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys.com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s gift cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

5 3 Points per $1 Spent (Gold):
Macy’s Credit Cards with Gold status earn 3 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys.com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s gift cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued. Star Money expires 30 days after issuance.

6 5 Points per $1 Spent (Platinum):
Macy’s Credit Cards with Platinum status earn 5 points per $1 spent on Rewards-Earning Purchases at Macy’s, Macy’s Backstage, and macys.com with a Macy’s Credit Card, less returns, credits, discounts, and adjustments. Points are not earned on purchases made outside of Macy’s, Macy’s gift cards, services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.), in any department that does not use a Macy’s point of sale register, fees, sales tax, when redeeming Star Money, Macy’s Rewards Cards or Macy’s gift cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet. For every 1,000 points, a $10 Star Money reward will be issued that is valid for 30 days. Star Money expires 30 days after issuance.

7 Star Money Bonus Days:
On Star Money Bonus Days, Star Rewards members with the designated loyalty status or statuses may earn points on Macy’s purchases at a level as described at the time an offer is made. Macy’s is under no obligation to offer any particular number of Star Money Bonus Days.

8 Birthday Surprise:
The primary Cardholder on a Macy’s Credit Card and Bronze members will receive a birthday surprise during their birth month. The value of the birthday surprise may vary for each member. Purchase may be required. To receive a birthday surprise, you must have made a purchase at Macy’s or macys.com on your account or with your membership in the past 12 months. We must have your current address and you must not have opted out of receiving marketing mail from Macy’s as of the date we prepare Birthday mailings. You may need to visit a Macy’s store to receive your birthday surprise.

9 Member Exclusive Offers:
From time to time, Macy's Cardholders and Bronze members may receive member-exclusive perks and offers when they shop with their Macy’s Credit Card or Star Rewards membership. The value of each perk and offer may differ and there is no guarantee of a certain number. Purchase may be required and perks and offers may be good for a limited time.

10 Star Pass Coupons: 
Exclusions apply and are disclosed on each Star Pass. We must have your current address and you must not have opted-out of receiving marketing mail from Macy’s as of the date we prepare Star Pass mailings.

11 Free Shipping at $25: 
Offer applies to standard shipping to one location in the contiguous U.S. and may be applied to premium or overnight shipping or same-day delivery for an upgrade fee. Minimum required spend excludes gift wrap charges, purchases of gift cards and tax. A $10 shipping surcharge on domestic orders applies to customers living outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, North Mariana Islands, Palau and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card with Silver status OR you check out using your Bronze Star Rewards membership. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply.

12 Free Shipping: 
Offer applies to standard shipping to one location in the contiguous U.S. and may be applied to premium or overnight shipping or same-day delivery for an upgrade fee. A $10 shipping surcharge on domestic orders applies to customers living outside the contiguous United States: Hawaii, Alaska, Puerto Rico, Guam, American Samoa, Micronesia, Marshall Islands, North Mariana Islands, Palau and U.S. Virgin Islands. Shipping offer does not apply to furniture, mattresses, rugs, or prior purchases. Free shipping of purchases in Macy’s stores applies when you are shopping in a store that does not stock a particular item but it is available at another store and payment is made with a Macy’s Credit Card with Gold or Platinum status. Due to size and/or weight, certain items bear a shipping surcharge, which will still apply.

13 3.2.1 Points per $1 Spent: 
Get 3 points per $1 spent on your Macy’s American Express Card at restaurants. Restaurants are defined as stand-alone merchants in the U.S. that primarily serve food. Purchases made at a restaurant located within another establishment will not qualify for points. Get 2 points per $1 spent on your Macy’s American Express Card at gas stations and supermarkets. Gas Stations are defined as stand-alone merchants in the U.S. that primarily sell gasoline. Superstores, supermarkets, convenience stores and warehouse clubs that sell gasoline are not considered gas stations. Supermarkets are defined as stand-alone merchants in the U.S. primarily selling supermarket products, excluding superstores and warehouses. Macy’s American Express Cardholders will receive 1 point per $1 spent on all other qualifying purchases made when using the Macy’s American Express Card outside of Macy’s. The following transactions do not earn points when using the Macy’s American Express Card outside of Macy’s: cash advances, money orders and other cash equivalents. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for points.

14 Travel Benefits:
Macy’s Travel Benefits brought to you by American Express with offers from participating American Express merchants. Travel Benefits program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Complete terms and conditions are available at  www.macyspreferredtravel.com 

15 Entertainment Access:
Offer valid in select cities. During the specified sales period, tickets are available to all Macy’s American Express Cardholders. Tickets must be purchased with a Macy’s American Express Card. Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Cardholders with disabilities.

16 Amex Offers:
American Express Travel Related Services Company Inc. is solely responsible for these offers, and is not affiliated with Macy’s Inc., Citibank, N.A., or their affiliates. All offers are subject to terms and conditions. Visit  www.amexoffers.com/partnerterms  for details.

17 Star Money Rewards:
Once you accumulate 1,000 points, a $10 Star Money reward will be issued. Star Money may be used to purchase merchandise at Macy’s, Macy’s Backstage, or macys.com, but can’t be exchanged for cash or used: to purchase Macy’s gift cards; for services (e.g., Beauty Box and other subscription services, restaurants, salon services, alterations, etc.); in any department that doesn’t use a Macy’s point of sale register; for any purchase that will be shipped outside the U.S.; or as payment on any credit account. To redeem a Star Money reward on orders of furniture and mattresses on macys.com, you must call Macy’s Customer Service. Star Money may not be redeemed in a Macy’s store if you use an electronic wallet or self-checkout. Star Money is valid for 30 calendar days from issuance. Purchases made solely with Star Money will not receive discounts available with cardholder savings offers, which require payment with a Macy’s Credit Card. If your Macy’s Credit Card Account is closed by you or us, or you fail to make a qualifying purchase on your Macy’s Credit Card account during any consecutive 12-month period, all points and any unused Star Money will be forfeited.

Macy’s may change or terminate the program at its discretion without notice. If you are a Macy’s Credit Cardholder, your Macy’s Credit Card must be open and not delinquent to receive benefits. See the Macy’s Star Rewards Terms & Conditions at macys.com/starrewardsterms for complete program details.