Check out the chart below to see how the more you shop at Macy's
with a Macy's Credit Card, the more benefits you get.

Macy's Credit Card

Macy's American Express® Card

Benefits1 and Savings

you can receive which are based on your annual
spend at Macy's with your Macy's Credit Card.

Preferred1

$1-499

Elite1

$500-1199

Premier Elite1

$1200 and up

Macy's Exclusive Offers

Get savings reserved for Macy's Cardholders
multiple times a year!

Thanks for Sharing Access

An event just for Cardholders, where you can
rack up rewards!3$25 enrollment fee is
required to join each year.

Surprise Savings

Receive surprise savings at the register.2

Birthday Offer

A special birthday offer to help you celebrate.1

Free Shipping Offers

Receive free shipping offers 4X a year.11

Priority Customer Service

Priority service when you have
questions or concerns.

More Plenti® Points

Plenti members get 1 point per $1 spent
on qualifying purchases at Macy's.6

Benefits1 and Savings

you can receive which are based on your annual
spend at Macy's with your Macy's Credit Card.

Preferred1

$1-499

Elite1

$500-1199

Premier Elite1

$1200 and up

Macy's Exclusive Offers

Get savings reserved for Macy's Cardholders
multiple times a year!

Thanks for Sharing Access

An event just for Cardholders, where you can
rack up rewards!3 $25 enrollment fee is
required to join each year.

Surprise Savings

Receive surprise savings at the register.2

Birthday Offer

A special birthday offer to help you celebrate.1

Free Shipping Offers

Receive free shipping offers 4X a year.11

Priority Customer Service

Priority service when you have
questions or concerns.

New! plenti® points at restaurants

Plenti members get 3 points per $1 spent
at restaurants outside of Macy's
starting September 1.4 Linking required.5

Plenti® Points at gas stations & supermarkets

Plenti members6 get 2 points per $1 spent at
gas stations and supermarkets.4 Linking required.5

Plenti® Points every day

Plenti members get 1 point per $1 spent on
qualifying purchases at Macy's and everywhere else
American Express is welcome. Linking required.5

Shopping Freedom

Shop everywhere American Express is welcome.

Exclusive Amex offers

Special partner savings on dining, shopping
and more. Find Offers7

Special Deals

Exclusive offers for Macy's
American Express Cardholders.
Visit Frosh and Teleflora to learn more.8

Get it all without the fee

Enjoy the perk of no annual fee on your Card!10

Travel Benefits

Exceptional value on flights, hotels, car rentals,
cruises and vacation packages. Explore Travel9

Not a Plenti Member Yet? Join for free.6

1 New Accounts are opened at the Preferred level. Loyalty level is effective in February each year based on purchases at Macy's, macys.com, and Macy's Backstage on your Macy's Credit Card for the period from December 1st through November 30th of the previous year, less any discounts, returns and credits. $1200 or more in Macy's Credit Card purchases are required a year at Macy's and macys.com to qualify for Premier Elite, $500-$1199 a year required to qualify for Elite level, and $1-$499 a year required for Preferred level. Your Macy's Account must be open and not delinquent in order to receive the benefits. You must not have opted-out of receiving marketing mail from Macy's as of the date we prepare our Birthday offer mailings. If you have opted-out or we do not have your current address, then you forfeit that mailing. Only one Birthday offer is sent to the primary Cardholder regardless of number of accounts. The number, method of distribution, expiration dates, eligible purchases and discount value of these benefits may vary. Macy's may change or terminate the program at its discretion, without notice.


2 Exclusions apply. These offers cannot be redeemed at Macy’s Backstage or used on Last Act merchandise.


3 $25 enrollment fee required to enroll in Thanks For Sharing each year. Visit macys.com/thanks for details. Employee accounts excluded.


4 Restaurants are defined as stand-alone merchants in the U.S. that primarily serve food. Purchases made at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino, event venue or retail store) may be recognized as purchases at that other establishment, and not at a restaurant, and will not qualify for additional points. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for 3 Plenti points per $1 spent. Gas Stations are defined as stand-alone merchants in the U.S. that primarily sell gasoline. Superstores, supermarkets, convenience stores and warehouse clubs that sell gasoline are not considered gas stations. Supermarkets are defined as standalone merchants in the U.S. primarily selling supermarket products, excluding superstores and warehouses. American Express determines the industry category for merchants, but Macy’s reserves the right to determine which purchases qualify for 2 Plenti points per $1 spent. In addition to points earned by using a linked Macy’s American Express Card, Plenti members can earn even more points on the same transaction at certain Plenti partner locations by showing their Plenti rewards card. Linking required. See a Sales Associate or visit macys.com/plenti to link.


5 Linking required to earn Plenti points outside of Macy’s, macys.com, and Macy’s Backstage for Macy’s American Express Cardholders. See a Sales Associate or visit macys.com/plenti for details on linking your Plenti rewards card.


6 All customers enrolled in Plenti are eligible to earn Plenti points on qualifying purchases at Macy’s, macys.com, and Macy's Backstage ("Macy's Branded Stores") by showing a Plenti rewards card or using a linked Macy's Credit Card, however, if a form of payment other than a Macy’s Credit Card is used, including a virtual wallet, customers will receive 1 Plenti point for every $10 spent on all qualifying purchases. Customers who make a purchase at Macy's Branded Stores and pay with a Macy's Credit Card and show a Plenti rewards card will receive 1 Plenti point for every $1 spent on qualifying purchases. For purchases at Macy's Branded Stores, Plenti points are calculated on the cost of each qualifying item in a purchase, reduced by any sales tax, coupon or discount savings applicable to that item. Plenti points cannot be earned on purchases of Macy’s Gift Cards or payments and credits on any Macy’s accounts. Points cannot be earned on Macy’s fees and services or at restaurants/food services, departments that do not use Macy's point of sale system or on purchases made at locations that are closing (“going out of business” sales). Plenti points will not be earned on purchases from the following leased departments: Louis Vuitton, Burberry, Longchamp and Gucci. Points will be earned on purchases from Stride Rite leased departments only if using a Macy’s Credit Card, Macy’s Gift Card or linked Macy’s American Express Card. Points will be earned at Macy's Marketplace only if using a linked Macy’s American Express Card. Points cannot be earned on macys.com purchases shipped outside the U.S. unless the purchase is made with a linked Macy’s American Express Card. Macy’s American Express Cardholders who are enrolled in Plenti and link their Plenti rewards card to their Macy’s American Express account will receive 1 Plenti point for every qualifying $1 spent on the Macy’s American Express Card outside of Macy's Branded Stores. The following transactions do not earn Plenti points when using the Macy’s American Express Card outside of Macy’s: cash advances, money orders, and other cash equivalent transactions, lottery tickets, and pari-mutuel betting and casino gambling. American Express Cards are not presently accepted for the purchase of bets, lottery tickets or casino gaming chips. Plenti points cannot be used on the following at Macy’s: gift cards, certificates or cash equivalent, payments on any account including a Macy’s account, restaurants/food service establishments within Macy’s stores that do not use Macy’s point of sale registers, Stride Rite, catering, store services and merchandise or services purchased at point of sale locations not owned by Macy’s. Plenti is a U.S. rewards program operated by U.S. Loyalty, a division of American Express Travel Related Services Company, Inc. You must be fully enrolled and have at least 200 points to use points. U.S. residents can enroll at macys.com/plenti. Points have no monetary value. On December 31 each year, any points that are at least two years old will expire. Participating Plenti partners and offers are subject to change without notice and are subject to geographic availability, location exclusions and additional terms. All rights reserved. All trademarks are property of their respective owners. For full Terms & Conditions, see plenti.com/terms and for a complete list of exclusions, see a Sales Associate or visit macys.com/plenti.


7 You must register your eligible American Express Card at http://www.amexoffers.com/macys to participate and use a Facebook or Twitter account to access these offers. Program terms apply, offer terms will vary. See program website for details.


8 By responding to this offer, you will be disclosing your credit card account number to a company outside the Citigroup family of companies. Macy’s cards are issued by Department Stores National Bank (“DSNB”). DSNB is not responsible for products and services offered by other companies.


9 Macy’s Travel Benefits brought to you by American Express with offers from participating American Express merchants. Travel Benefits program may be terminated at any time. Individual offers are subject to change and offer expiration dates vary. Complete terms and conditions are available at www.macyspreferredtravel.com.


10 As of June 21, 2017, APR 26.24% (rates may vary with the market based on the Prime Rate). Minimum Interest Charge for the Macy’s American Express Card: $2.00. Cash Advance Fee: The greater of $5.00 or 4% of the amount of each cash advance. Foreign Transaction fee: 3% of each purchase transaction in U.S. dollars. See Credit Card Agreement for details.


11 Offer good for orders shipped within the continental United States only.


Plenti is a rewards program offered by U.S. Loyalty, a division of American Express Travel Related Services Company, Inc.


American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.