Use your online account to make payments, manage AutoPay, view account activity, request a credit limit increase, and more

Make a Payment

Online

1. Sign in to My Account.
2. Select Macy's Credit Card.
3. Select Make a Payment.
4. Choose your payment amount, payment date, and payment source.
5. Review your information and select Authorize. 

Important Payment Information

• Payments may take up to 3 days to appear on your account. 
• Debit cards can't be used for online payments. 
• You can save up to five checking or savings accounts for future online payments.

Schedule a Payment

• You can schedule up to five online payments per billing cycle.
• You can schedule more than one payment on the same day, but not from the same bank account. 
• Scheduled payments can be edited until 11:59 PM ET on the day before the payment date.

AutoPay

Enroll in AutoPay

AutoPay automatically schedules a payment on your payment due date using the payment source you've selected. 

1. Sign in and select Macy's Credit Card.
2. Select Enroll in AutoPay.
3. Add your bank account and routing number if prompted.
4. Choose the payment amount you want AutoPay to make each month. 

Note: Debit cards can't be used for AutoPay. 

Edit or Cancel AutoPay

1. Sign in and select Macy's Credit Card.
2. Select Manage AutoPay.
3. Open Upcoming Payments.
4. Select the payment you want to edit or delete.

Promotional Financing & Payment Allocation

Understanding Promotional Financing

Promotional financing offers deferred interest for a limited time. If the promotional balance isn't paid in full before the promotional period ends, deferred interest will be charged to your account. Promotional financing offers can't be extended. 

To Help Avoid Deferred Interest

Pay more than the minimum payment and work toward paying the entire promotional balance before the promotion expiration date.

How Extra Payments Are Applied

• Additional payments are generally applied to balances with the highest interest rate first. 
• If you'd like an additional payment applied to a promotional balance, call the number on the back of your card. 
• During the final billing cycles before a promotion expires, additional payments may automatically be applied to the promotional balance first.