20% NAD + Deferred Financing: running 5/20-5/27

Exclusions & Details:

New Account Discount: Subject to credit approval.  New accounts only. The new account discount (the “New Account Discount”) is a limited time discount valid on merchandise purchases made at Macy’s, Macy’s Backstage and macys.com charged on your new Macy’s Credit Card. Applicants who qualify for immediate approval are eligible to receive a New Account Discount (the “Standard Discount”) of 20% off eligible merchandise on the day you’re approved and the following day and limited to a total of $100 over the two days. From time to time, we may offer a promotional discount instead of the Standard Discount that varies in discount percentage, savings limit, and/or duration from the Standard Discount (the “Promotional Discount”). The availability of each Promotional Discount offer along with the discount percentage, savings limit and duration will be disclosed at the time each Promotional Discount offer is made. When a Promotional Discount is offered you will receive the Promotional Discount and not the Standard Discount. The New Account Discount may not be applied to previous purchases. The New Account Discount does not apply to services, select licensed departments, Apple products, smart watches/jewelry and select tech accessories, Gift Cards, restaurants, gourmet food and wine. Applicants must qualify for immediate approval to receive the New Account Discount; applications requiring further processing will not receive the New Account Discount. The New Account Discount does not apply to upgrades of a Macy’s Credit Card to a Macy’s American Express Card. Employees of Macy’s, Inc. are not eligible. For your convenience and record keeping, the New Account Discount will appear on your statement. It will not appear on your register receipts or during checkout on macys.com.

Financing Terms: (Not for Email Banners, Financing Terms are on the actual creative)

Financing Options

We offer the option of financing based on the price of your qualifying Furniture and Mattress purchase! The current offers are:

  • NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* on Furniture and Mattress purchases of $499 or more with your Macy’s Credit Card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.
*With credit approval for qualifying purchases made on the Macy’s Credit Card. Minimum payments required. Making only the minimum monthly payment will not avoid accrued interest charges and will not pay off the purchase balance by the end of the promotional period. As of 5/1/24, Purchase APR: variable 16.59-34.49% or non-variable 6.00-23.99%. Minimum interest charge: up to $2.00. See the Credit Card Agreement for your account for details, including the APR applicable to you. Offer valid for consumer accounts in good standing and is subject to change without notice. See store or product page for details.

Apply Now: https://citiretailservices.citibankonline.com/apply/macys-credit-card?app=UNSOL&siteId=PLCN_MACYS&langId=EN&sc=80002