I love the leather, the design, the size. It has storage options I have never seen in a wallet before this one. Five stars. HOWEVER- my wallet has two problems. I noticed one immediately: the engraved philosophical statement highlighted in its marketing description is UPSIDE DOWN. So much for quality control. Later, in an attempt to use the mesh zipper compartment, I discovered the mesh separating from the leather. The seam just gave way. I wait for the next disappointing discovery. One star. I used the wallet, so I assume, as is common practice, that I am no longer eligible for an exchange or refund. No stars. Too bad. I will not buy from this manufacturer again.